About Us

About Regency FX

Our main focus is a premium level of customer service whilst providing bank beating exchange rates. We are a UK based privately owned business with offices in the UK and Spain.

Built on good ethics, trust and strong relationships our customers also believe in our principles which is reflected in our 5 star rating on Trustpilot and Google.

Our People

We understand that a company is only as great as the people who embody the mission of the organisation. Our team go above and beyond to provide the personal and professional service our customers deserve, they are highly experienced and enthusiastic; we are lucky to have them!

Trust and transparency go hand in hand. See the full names, faces and profiles of our senior management team below.

At Regency FX our mission is to go above and beyond to ensure our client’s expectations are met and surpassed. Along with bank beating exchange rates, our team will ensure all clients experience a smooth customer journey

Andy Dyer – Founder & Trading Director

Andy Dyer


Andy is a hugely experienced financial markets professional largely within the Foreign Exchange market space, whilst also covering equity derivatives.

Having managed trading floors from London to Cornwall, Andy's experience is vital in giving our clients the premium level of service and knowledge that Regency FX is well known for.

Andy attained a BA (HONS) in International Business as well as currently undertaking a Bachelor of Laws degree.

In his spare time Andy enjoys walks in the countryside with "Charlie" the Cavapoo, and can be found on Sunday mornings at the local football field coaching his son's football team.

Stuart Pritchard


Stuart brings a wealth of varied experience to Regency FX. Initially starting as a mechanical engineering draughtsperson, Stuart moved into sales relatively quickly before moving into multi site retail for 10 years in the late 2000’s where he owned and managed 9 stores of his own.

However his real penchant was for financial services. Having been involved in this space throughout his career in one form or another, Stuart moved into financial trading for the next 10 years progressing from the trade floor to Trading Director before taking on the role of Director of Operations for an international market maker.

In 2018 Stuart went on to open his own consultancy business offering fintech solutions for trading companies. After being approached by Andy Dyer in 2020 to help him set up his international currency exchange business, being great friends, they decided to put a shoulder to the wheel together. Thus Regency FX was born.

Bringing vast amounts of experience directly in the currency exchange arena and the overall financial services space results in possibly the most rounded and valuable offering available to future clients.

Sean Lloyd

Head of Trading

Sean brings a diverse background and a wealth of knowledge to his Head of Trading role at Regency FX. He joined us to lead our trading team following a successful stint as a senior dealer at another currency brokerage.

Prior to his career in finance Sean travelled the world as a full time musician and bandleader.

His experience working on every continent combined with his lifelong passion for the financial markets make him the perfect broker to assist with your currency needs.

Charlie Coyne

Head of Business Development

Charlie is responsible for sourcing and developing business partnerships and affiliations, working directly with the client to ensure that the customers best interests are at the centre of his proposals. Combining years of experience in various sales roles and his hobbies within the financial markets, Charlie’s goal is to build a network of clients that put the customer first.

Outside of work, Charlie enjoys studying Taekwondo and bike rides through the Cornish Countryside.

Anthony Bull

Head of Registrations

Anthony is usually one of the first people that our new clients will speak with. Anthony manages the smooth onboarding of clients and clearly explains our product offering ensuring our clients are well informed.

Away from the office Anthony is a fitness fanatic who attends boxing and Thai kick boxing classes on a regular basis whilst he can also be found cruising around the Cornish roads on his beloved motorcycle.

Make your transfer with confidence

Here at Regency FX we pride ourselves on our exemplary service. Whether that's online, over the phone or if you want to meet us in our offices, we're here to look after you.

As we are a dedicated currency transfer service only it means we can keep our service lean and focused. This means we can undercut other offerings like high street banks. Also many other currency transfer services operate from big name locations whilst we focus on passing cost savings on to our clients.

It's all about the first class service

On top of that we have an incredible team with over 75 years of combined experience in currency transfer and related financial services. Your dedicated Account Manager will be experienced and tasked with upholding the companies strictest high standards throughout.

So why choose Regency FX

It's all about the service. From your initial enquiry you will be looked after with top level care and attention. Whether you are transferring £1,000 or £1 million + you will get the very best service. As an example, all of your transfers will be personally managed by our Director of Trading. We believe this is the only way you can have the assurance that we take your transfer as personally as you do.

I like to know who I'm doing business with, particularly if it involves a large amount of my money. So below is more detailed information about Key Currency and what makes us different.

Our head office is located in Truro, Cornwall, which you might think is unusual for a financial business. But it comes with advantages.

As we have lower operating overheads than the big banks and London-based currency brokers, we can pass on those savings to our customers. We have no fancy offices, corporate art or private jets to pay for.

Another differentiating feature of Key Currency is that we are an independent, privately-owned currency broker. Our Directors own and run the business - so the way we operate is fundamentally different.

Many other brokers are now subsidiaries of large foreign conglomerates. As a result, their management are detached from the day-to-day operations. What you end up with is a business run by spreadsheets. Customers become account numbers. And the staff become headcount.

Key Currency works by making sure we have good people with experience and enthusiasm for what they do. Our Directors are sat within the business here in the UK and take a hands-on and personalised approach to our customers and staff.
Over the past 12 months, we have transacted over £300 million of foreign exchange in 39 different currencies for over 4,700 customers.

We have also earned a 5 Star Rating on Trustpilot. You can read our 500+ customer reviews here.

Protection and security of customer funds is our top priority. Key Currency is an FCA regulated Authorised Payment Institution and as such, all money transfers are conducted through safeguarded client accounts. This means your money is ringfenced in a separate bank account and not pooled with company funds.

Our payments system is built on highly secure technology and integrates with our global network of banking partners to offer fast, reliable payments at extremely competitive exchange rates.

Please get in touch if you have a currency requirement or would like to ask us any questions.

Call us on 01872 487 500 to speak to one of our team or find out current exchange rates, please click on the get a free quote button below.
Please get in touch if you have a currency requirement or would like us to ask any questions.

Call 0800 041 8031 or 01872 885 172 to speak to one of our team or find out current exchange rates, simply click on the button below.

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© 2022. RegencyFX Ltd. All rights reserved. *Third party fees may apply.

Payment services for RegencyFX Ltd are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: The Steward Building 1st Floor, 12 Steward Street London E1 6FQ.

The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199). In the US Currency Cloud operates in partnership with CFSB. CFSB fully owns the bank program and services are provided by The Currency Cloud Inc.

Payment services for Regency FX Ltd are provided by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales. Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB).

License No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution. Firm Reference Number: 927951

Currency Pairs, Approved Jurisdictions and Non-Permitted Activity

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