France to the UK money transfers

Check our exchange rates

Fast, reliable, safe and secure
Next step

Thank you

One of our friendly team will be in touch shortly.
If your requirement is urgent please call us on 0800 041 8031

Money Transfers France-UK

There are four simple steps to follow regarding transferring money from France to the UK these are: registering, getting an exchange rate, make your payment and finally the money is sent to the UK.

Identity check. In line with the Anti-Money Laundering (AML) Regulations, all money transfers are subject to identity checks. This is to protect you from falling foul of organised crime and to ensure that when you transfer money from France to the UK the transfer ends up where you intended.

Exchange rate. At Regency FX we will ensure you get the best exchange rates possible on the proposed date you are sending money to France; making it the cheapest way to transfer money from France. Because we regularly transfer money from France to the UK you can be sure the very best rates are secured.

Make your payment. To send money to France, simply complete the details of your transfer and the money is sent to the intended recipient.

It couldn’t be simpler to send money from France to the UK and Regency FX will find the cheapest way to transfer money from France.

Talk to us to find out more.

Get a Quote Today

What is the timeframe when sending money from France to the UK?

It does not take a long period of time for money to go from France to the UK; generally, it takes 1-2 working days for the money to go across.

Banks are normally a little bit slower than currency brokers when it comes to the timeframe as banks are less efficient when it comes to international money transfers.

If you send the money after 2-3pm then it will be counted as the next working day therefore, the money will get there faster if you send it in the morning!

Get a Quote Today

What is the best way to transfer money from France to the UK?

Different companies specialise in different areas when it comes to money transfers, some companies are better at the smallest irregular payments and others are much better when it comes to the regular or large transfers.

The main goal is to move the money over as fast and secure as possible.

There never used to be multiple options when it comes to international money transfers, people only used to have the bank as the only option.

Nowadays, there are more options such as money transfer specialists (currency brokers). Banks are not too bothered that they are not immensely popular with international money transfers as they still make their money off customers in different ways.

As an example, one of France’s biggest bank (BNP Paribas) make most of their money from savings and deposits on loans such as a mortgage.

As foreign exchange is not essential for them, they tend to not have the best knowledge on the subject; and the bank’s rates are not competitive either!

Regarding France to the UK money transfers banks can charge up to 5%!

With a money transfer of €240,000, you could be paying €12,000 in charges and fees by going through a bank to do this. That is a lot of money to be spending on fees and charges if you ask me!

Get a Quote Today

Is it possible to avoid paying these transfer fees?


If you use a bank to do an international transfer you will come across transfer fees and uncompetitive rates!

However, if you go through a currency broker, most of them do not charge transfer fees and they can offer you a much better rate!

For example, BNP Paribas charge 1% up to €100 and Société Générale charge 0.5% from €25,000 to €250,000 and 1-1.5% for smaller amounts of money.

If you need to send the money quickly then the banks will charge an additional fee! As well as this, if you need confirmation that your money has been sent, they charge for this too!

To avoid paying these fees then it is worth looking into going through a currency broker as many of them do not charge these fees!

Get a Quote Today

What is a currency broker?

Currency brokers are international money transfer experts; they can also be known as money transfer specialists.

Currency brokers can keep an eye on the exchange rates for you so that you can get on with your day and not have to worry about the rates; they can alert you if the rate moves in your favour.

If you have a particular rate, you would like then the broker can watch over the rates and let you know if that rate comes up.

After you have got in contact with a currency broker, you can let them know everything you wish to achieve within your money transfer and let them do the rest of the work as it is their job!

Get a Quote Today

Finding the best exchange rate

Exchange rates are changing every few seconds constantly all the time so it is easy to miss a good opportunity when it comes up; therefore, it is handy to have a currency broker by your side as they can notify you on what is happening with the rates and if they change dramatically.

There are websites that provide live rates such as XE and Daily FX, the rates that you see on these platforms are not actually real rates.

They are known as ‘interbank rates’; this mean that only the banks themselves and large financial constitutions can use them.

They are not available to customers or even large corporations that transfer large amounts of money daily!

There will be small disclaimers near these rates that say something along the lines of “for informational purposes only” or “not available to customers”. This van be very frustrating for customers and very misleading.

The way to avoid this is by getting a real quote from a bank or a currency broker.

Currency brokers can watch the rates and notify you if it moves in your favour!

Banks and online-only platforms will not provide this same service as it is not a standard service; they will just leave you to input all the details and get on with it yourself which can be disheartening if you do not have knowledge within the area.

Furthermore, this can lead to mistakes as the customer might do something wrong and this could cost them a lot of money.

Customers tend to feel more at ease when they can talk to someone when transferring money abroad.

A window of opportunity


There may be times when you may need to wait a few months between the exchange and the completion like when you are selling a property.

The time you have in-between is a window of opportunity to find the best exchange rate!

When looking at a time period of a few months, the rate can fluctuate between 1% and 5%, occasionally even more!

For example, with a transfer of €300,000 from a property sale you could potentially be €3,000 to €15,000 better or worse off depending on which way the exchange rates have moved!

This shows the large financial difference when the rates move even the slightest bit!

You can lock-in an exchange rate 12 months before your expected transaction date!

This is known as a ‘forward contract’, this keeps the rate secure for you when you are ready to transfer the money.

This is a really good idea that you can use to your advantage if the rates become an all-time best then you can lock it in, and it is there waiting for you when you are ready to use it!

Are currency brokers safe?

One way that a currency broker can gain your trust is if they are regulated by the FCA (Financial Conduct Authority).

If they are regulated by the FCA then they are required to keep your funds in a separate, safeguarded client account away from the company’s funds.

This should give you a high level of trust in the company. You can check to see if a company is regulated by the FCA by checking the online FCA register.

Who are we?

Regency FX are a UK based independent currency broker, specialising in high volume transfers.

We pride ourselves on our premium level of customer service, you will be allocated your own personal account manager whom you will have direct access to.

All funds transferred through Regency FX are made using client segregated accounts in accordance with the FCA (Financial Conduct Authority) guidelines.

Get a free quote!

The important thing is the comparison, online rates shown on Google and other search engines are not always accurate for the consumer.

They can often refer to the rates that banks exchange at rather than what is available to you, the customer.

Even if you are just looking for property at this stage it is worth getting in touch to discuss your options.

We can monitor the market on your behalf enabling you to budget more effectively.

As a first-class currency transfer service, here at Regency FX we endeavour to get the best available rate regardless of how much you are transacting.

Get a quote and see how we stack up.