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For access to your online account please contact your personal account manager, alternatively email team@regencyfx.com.
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For access to your online account please contact your personal account manager, alternatively email team@regencyfx.com.
Multi-award-winning currency specialist
Specialists in high-value international payments
Funds safeguarded through FCA-regulated partners
Competitive exchange rates with no hidden fees
Multi-award-winning currency specialist
Specialists in high-value international payments
Funds safeguarded through FCA-regulated partners
Competitive exchange rates with no hidden fees
There are all sorts of reasons to move a large sum abroad. Buying or selling a property, drawing down a pension, settling an investment or funding a business deal. Whatever the reason, a big transfer can feel like a nerve-wracking moment, so it helps to know your money is safe and that you are getting real value on the rate.
This is our speciality. Regency FX focuses on high-value payments, usually £100,000 and up, and we handle them all the time. Our job is to win you a competitive rate, keep your money secure and make the whole thing feel simple.
Tell us what you are moving and where. We secure a live rate and talk you through your options.
Your account manager sets you up and gives you a call. It takes minutes and there is no obligation to trade.
We help you pick the right moment and lock in the rate that works for you.
Transfer your funds to a safeguarded e-money account. We convert and send them on to your recipient as soon as they arrive.
On a large sum, when you move can matter as much as who you move with. We give you the tools and the guidance to get the timing right.
Lock in today's rate for a transfer that completes later, so a falling market cannot catch you out. We only suggest one when it fits your situation.
Aiming for a particular rate? We can set your target, and your transfer triggers automatically if the market reaches it.
See the market for yourself, whenever you like, and compare before you commit.
We keep an eye on the market for you and flag sensible moments to move, so you are never guessing.
A clear rate agreed upfront, a dedicated account manager who knows your transfer, and funds safeguarded through FCA-regulated partners. Here is how it works.
Your free online account puts your transfer where you can see it. Check live rates, set up a payment and follow it through to arrival, with your account manager only a phone call away if you need them.
We keep it clear. We agree your rate with you before you commit, so the rate you see is the rate you get. We charge no transfer fees and if any third-party bank charges ever apply, we will make them clear to you.
For a bank, currency exchange is a sideline, so there is little pressure to sharpen the rate. For us it is the whole business. High-value transfers are what our team handles every day, which means a sharper rate, better timing and a real person to guide you through it.
On comparable transfers our clients typically see a rate 3% to 5% better than their bank's, which on £100,000 is £3,000 to £5,000 more arriving at the other end.
From the first call you get a dedicated account manager who understands your transfer and stays with you through it. Someone who knows your situation, reachable on WhatsApp, phone or email whenever you need them.
Your funds are safeguarded through our FCA-regulated e-money partners, kept separate from business money. We also confirm payment details with you directly for added protection, so you can move large sums with confidence.
We move money to over 150 countries in all the major currencies and plenty of minor ones. Whether it is euros for a place in France, dollars for a deal in the US or something further afield, we can help.
GBP Sterling
EUR Euro
USD United States Dollar
CAD Canadian Dollar
AUD Australian Dollar
CHF Swiss Franc
SAR Saudi Arabian Riyal
AED Arab Emirates Dirham
NZD New Zealand Dollar
SEK Swedish Krona
JPY Japanese Yen
INR Indian Rupee
These are just a few of the currencies we handle. We support many more, so if the one you need is not here, speak to your account manager and we will let you know what is possible.
A "no fee" headline can still hide a wide margin. Always compare the actual amount that lands.
On a large sum, small market moves add up fast. Talk to your account manager about when to move.
Choose a provider that safeguards client funds and confirms payment details with you directly.
Large transfers often need photo ID and proof of the source of funds. Getting this ready early keeps things smooth.
We do not cap what you can send. Your own bank may set a daily limit though,so it is worth checking with them.
A property purchase is rarely a single payment. Line up the rate for the ones still to come.
Do not settle for the first number you are given. Ask your bank, ask us, and compare the amount that actually lands.
Already have a quote from your bank? Send it over and we will show you what the same transfer looks like with us.
There is no single rule, but we specialise in payments of around £100,000 and above. If yours is smaller, we can still help.
Compare the final amount that lands, not justthe fee, and get more than one quote. Timing helps too, which is where your account managercomes in.
No hidden fees. We agree a small margin on the rate with you upfront, and that is the rate you get. Third-party bank fees can sometimes apply.
No. We do not cap what you can send or receive. Your own bank may set its own daily limit, so it is worth checking with them and asking them to raise it if needed.
Many transfers are same day once we have your funds, though it depends on the currency and destination. Your account manager will give you a realistic timeframe.
For large sums you will usually need photo ID andproof of the source of funds, such as a bank statement or completion letter. We will tell you exactly what is needed.
That depends on your circumstances and where the money has come from. We are not tax advisers, so for anything tax-related it is best to speak to an accountant or HMRC.
Yes. You can follow it on your online account, and your account manager will keep you posted too.
Yes. A forward contract lets you lock in a rate ahead of completion when it suits your situation. Your account manager will only suggest one if it fits.
