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For access to your online account please contact your personal account manager, alternatively email team@regencyfx.com.
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For access to your online account please contact your personal account manager, alternatively email team@regencyfx.com.
When you need to send money abroad the timing often matters as much as the rate. Whether you are buying a property, paying an overseas supplier or transferring a high value sum for family, you need the funds to arrive exactly when required. If a payment lands late it can disrupt your arrangements or upset your supplier.
After years of helping clients move money around the world we have seen the same thing time and again. The speed of your transfer can shape the whole outcome. Especially around time sensitive payments such as property purchases. A bit of planning and support from a dedicated account manager can help you avoid last minute problems and give you confidence that your payment will arrive when it should.
For high volume currencies such as Euros, Pounds and US Dollars the process is usually much smoother. Transfers sent before the UK afternoon cut-off time of around 2:00 to 2:30 often arrive the same day. We always advise sending earlier in the day to help reduce the risk of missing the cut-off time.
Same day if sent before 2:30 PM
Same day if sent before 2:30 PM
1 business day, sometimes same day if sent early UK time
1 business day, sometimes same day depending on the receiving bank
1 to 2 business days, with occasional 1 day arrivals when routed early
An account manager will guide you on the best window for release so the transfer follows the most efficient banking route.
Some currencies follow slower rails or have more stringent receiving requirements. Transfers into regions like the Middle East, Asia or Africa sometimes go through extra checks or intermediary banks. So it is worth noting this if you plan on sending to any of these areas.
2 business days, sometimes 1 day depending on routing
1 to 2 business days, sometimes same day if sent early with complete documents
3 to 4 business days
1 business day, sometimes same day depending on the receiving bank
1 business day, with occasional same day arrivals under ideal conditions
By preparing documents and recipient details in advance your account manager can help ensure the transfer goes through with minimal delays and disruption.
👉 Watch our short explainer video here: How long does a currency exchange transfer take
A dedicated account manager who is available by phone, email or WhatsApp can help you make well timed decisions. They confirm your documentation, answer your questions and ensure you understand each stage of the transfer. This is important for property transactions, business payments and large international transfers where you need the transfer to go through smoothly.
Even well planned payments can be affected by delays. The most common causes include slow processing by the recipient bank, time zone differences, weekend cut-offs, verification checks for high value transfers and public holidays at either end of the route.
Knowing these variables helps you build sensible buffers into your timing to ensure that your payment arrives on time.
A few small steps can make your transfer run far more smoothly. Sending funds before the daily cut-off reduces the chance of experiencing delays. Having your documents ready and double checking the beneficiary details removes the most common causes of delay.
A quick conversation with your dedicated account manager can also help you choose the best route for the currency you are sending. Adding a small buffer of time takes the pressure off if the receiving bank moves slowly or an extra check is carried out.
When you use a money transfer app such as Wise, the responsibility sits with you to enter every detail correctly, from beneficiary information to reference numbers. One small typo can slow the transfer or send it down the wrong route. When you work with us your dedicated account manager checks everything before the payment is released which helps reduce mistakes and prevents last minute complications.
Clients often ask how long a transfer will take. With the right planning and support you do not need to guess. We provide clear guidance and straightforward communication so your funds reach their destination on time. No matter the currency or the complexity of the transaction you have support at every stage.
As with any international payment these timings can vary and often depend on factors outside our control, so we always advise sending funds early to help avoid delays.
Regency FX are a UK based independent currency broker, specialising in high volume transfers.
We pride ourselves on our premium level of customer service, you will be allocated your own personal account manager whom you will have direct access to, 24 hours a day, 7 days a week.
All funds transferred through Regency FX are made using client segregated accounts in accordance with the FCA (Financial Conduct Authority) guidelines.
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