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For access to your online account please contact your personal account manager, alternatively email team@regencyfx.com.
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For access to your online account please contact your personal account manager, alternatively email team@regencyfx.com.
When it comes to foreign exchange, you can’t reinvent the wheel. Every good currency exchange service is built on the same three things: price, service and security. Both Regency FX and Key Currency are UK-based companies who help individuals and businesses move money globally. The way each company delivers on these three essentials makes a noticeable difference.
In this blog, we break down what both providers offer and why more individuals and businesses are choosing Regency FX for their international transfers.
Regency FX is a foreign exchange specialist offering both personal and business international transfers. We provide clients with competitive exchange rates, tailored account management and a secure online web portal.
Regency FX focuses on transparency, accessibility and personal support, combining technology with first rate service.
Key Currency is a UK-based money transfer company providing international payments for individuals and businesses. Clients are typically sent bank details by email to make a transfer, followed by a confirmation once funds are received.
While this is straightforward, it relies heavily on email communication and offers less visibility compared to providers with integrated digital platforms or apps.
Price is always the first thing clients mention when they come to us and for good reason. Even small changes in exchange rates can make a big difference in the final amount received.
Many of the clients who switch to Regency FX tell us they originally got a quote elsewhere, often from Key Currency but decided to double-check with us before committing. Time and time again, they find that our rates come out stronger.
We hear similar stories every week and in some cases, we are told that Key Currency often agrees a rate that looks great on paper, only to increase it when it’s time to execute the transfer.
With Regency FX, quotes are consistent and once a rate is agreed, it’s locked in and we don’t make last minute hikes to it. This is part of Regency FX’s commitment to fairness and transparency, so every client knows exactly what they’re getting from the start.
Regency FX is known for building genuine, long-term relationships with clients. When you register you’re assigned a dedicated account manager who’s available 24/7. That means whether you’re confirming a large transfer late at night or checking in on market trends, someone is available around the clock to assist you.
Regency FX’s team’s smaller books allow for more personalised onboarding and hands-on support, ensuring every transfer runs smoothly.
Many clients tell us that other brokers like Key Currency operate more like ticketing systems than a partner and their focus feels like it’s about maximising margins rather than understanding client needs. There’s a reason Regency FX clients return time and time again due to the genuine service that puts them first.
Both Regency FX and Key Currency work with FCA authorised payment providers, which ensures client protection and compliance with UK financial standards.
However, Regency FX adds an extra layer of transparency and security through its online web portal.
Additionally, funds are held in segregated client accounts, fully separated from company operational funds. Regency FX work with FCA-regulated payment processors Sciopay, which provides further safeguards and reliability.
For large transactions, exceeding £100,000, these layers of protection give much-needed peace of mind.
Key Currency’s process is predominantly email-driven, which might may be fine for smaller, one-off transfers but can leave clients in the dark once funds are sent. With no real-time tracking, it becomes a waiting game, hoping your money has arrived where it should.
Regency FX’s digital platform gives clients real-time access and reassurance. You can track every stage of a transfer and confirm settlement instantly without having to wait around for a confirmation email.
For clients who want transparency and security, Regency FX provides a more confidence-inspiring experience.
Choosing the right foreign exchange provider depends on what matters most to you. Both companies are FCA-regulated but Regency FX delivers a more transparent and personalised experience.
With better pricing, dedicated 24/7 service and a dedicated web platform, we give our clients the advantage where it matters most, in their wallet and their peace of mind.
Get a free, no-obligation quote today and see how much more you could save with Regency FX compared to Key Currency.
Get a free quote today
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