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For access to your online account please contact your personal account manager, alternatively email team@regencyfx.com.
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For access to your online account please contact your personal account manager, alternatively email team@regencyfx.com.
Sending money from France to the UK is straightforward when you understand the costs, timings and options available. This guide explains the safest, fastest and most cost effective ways to move your money, with clear comparisons and expert insight for larger transfers such as property, inheritance, emigration or corporate invoices
Sending money internationally usually involves four simple steps.
Registration is fast and suitable for both private and business clients moving significant amounts for property, emigration or high value payments.
All providers must complete identity checks under Anti Money Laundering regulations. These checks protect you and ensure your France to UK transfer reaches the right account.
Regency FX specialises in high volume EUR to GBP transfers. This allows us to offer competitive pricing and clear visibility over what you receive and when funds arrive.
Once confirmed, your funds enter a safeguarded client account and are transferred securely to the UK. Regency FX operates under FCA regulation for maximum security.
Most France to UK money transfers arrive within 1 to 2 working days.
Typical delivery times
Regency FX provides clear timing expectations so you always know when your money will arrive.
Costs vary significantly depending on whether you choose a bank, a digital app or a currency broker.
for example, a 240,000 euro transfer for a French property sale through a French bank with a 5 percent cost can lose up to 12,000 euros, making specialist brokers significantly more cost effective.
Banks often add fees such as:
Examples:
Regency FX does not charge any hidden fees, offering full cost transparency.
Exchange rates change every few seconds. Most banks and online apps will show or intially quote you the interbank rate.
You will rarely ever get the true interbank rate instead, they apply markups and fees that can add up to thousands on large transfers.
Regency FX monitors the EUR to GBP market and can alert you when rates move in your favour. This is especially important for high value transfers where a small movement can change the value by thousands of euro.
If there is time between agreeing to transfer and completing the transaction, such as during property purchase or inheritance release, rates can move by 1 to 5 percent.
Example
A €300,000 euro transfer can vary by €3,000 to €15,000 euro depending on the direction of the market.
You can lock in an exchange rate for up to 12 months using something called a forward contract. This means you secure the rate available on the day you agree the contract, even if you do not need to send the money until much later.
Once the rate is locked in, it will not move. If the market becomes worse, your rate stays protected. This gives you certainty and makes budgeting much easier, especially for large transfers.
For example, if you know you need to send 200,000 euro for a property purchase, locking in the rate means you know exactly how many pounds you will receive. If the market drops later, you will not be caught out and forced to send more euro to reach the same amount in pounds.
This avoids a common problem where people plan a transfer based on today’s exchange rate, only to discover weeks or months later that the rate has fallen and they now need a larger amount of euro to achieve the same value.
If the rate improves after you lock it in, you will not benefit from the better rate because your contract secures the earlier agreed price. This is the trade off with forward contracts. You gain protection and certainty, but you give up the possibility of benefiting from a future rate improvement.
Many people choose forwards when they value security and predictability over taking a chance on what the market might do later.
A currency broker supports your transfer from start to finish by providing:
This level of expert support is rarely provided by banks or app based services.
Security is critical when moving significant amounts.
Regency FX is authorised and regulated by the Financial Conduct Authority. All client funds are held in segregated safeguarded accounts, separate from company funds for maximum safety.
Yes. Brokers usually offer stronger rates and no transfer fees.
Yes. FCA regulated brokers with safeguarded accounts provide robust security.
By using a forward contracts you can fix the rate for up to 12 months. This does require a 10% deposit and the contract must be settled within 12 months.
You will need the recipient name, IBAN, BIC or SWIFT code and transfer amount.
Regency FX focuses on Large Transfers offering safety, expertise and clarity.
We support high value transfers for:
With FCA regulation, safeguarded accounts and dedicated account managers, we deliver secure transfers and competitive outcomes.
If you are planning a significant France to UK transfer, we can monitor the market and help you secure the right rate at the right time.
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